on our team
Welcome to the world of financial planning. Meet your new guide.
Andrea Winterer, CFP®, RICP®, CDFA®
Founding Partner/CEO
Andrea founded E3 in 2009 to bring curated and efficient financial planning to her increasingly busy clients. She helps her clients develop a connection to their finances through focused education and authentic conversations that get to the root of their goals. Though Andrea welcomes a variety of clients, she is passionate about helping women develop their own financial confidence.
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“People have inertia. I help people see possibilities, not miss out on experiences, and have the confidence to live and give the way they want to.”
EXPERIENCE
- University of Vermont, Summa Cum Laude, BA in Finance
- CERTIFIED FINANCIAL PLANNER® professional
- Retirement Income Certified Professional®
- Certified in Long Term Care Planning
- FINRA Uniform Combined State Law Examination (Series 66)
- FINRA General Securities Representative (Series 7)
- FINRA General Securities Principal (Series 24)
- Investment Adviser Representative of Commonwealth Financial Network®
- Completed the Certified Divorce Analyst Curriculum in 2008, offered by the Institute for Divorce Financial Analysts
ANDREA'S ESSENTIALS
RECOGNITION
2024 Forbes Best-In-State Top Women Wealth Advisors, created by SHOOK Research. Presented in February 2024 based on data gathered from September 2022 to September 2023. 10805 advisors were considered, 1991 were recognized. Not indicative of advisor’s future performance. Your experience may vary.
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2012-2013, 2015-2019, 2021-2024 Five Star Wealth manager Award, created by Five Star Professional. Presented in February 2024 based on data gathered within 12 months preceding the issue date. 4421 advisors were considered, 580 were recognized. Advisors pay a fee to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary. More information →
2021 Working Mother Top Wealth Advisor Moms, created by SHOOK Research. Presented in October 2021 based on data gathered from March 2020 to March 2021. An unknown number of advisors were considered, 500 were recognized. Advisors pay a fee to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary. More information →
2020 Forbes Top Women Wealth Advisors, created by SHOOK Research. Presented in April 2020 based on data gathered from Sept 2018 to Sept 2019. 9654 advisors were considered, 1000 were recognized. Not indicative of advisor’s future performance. Your experience may vary. More information →
Jen LaFrance
Partner/Financial Planner
Jen LaFrance brings more than 20 years of experience across financial planning and wealth management to help her accomplished clients make decisions that impart a profound sense of security. As mom to three girls, Jen appreciates the many demands on her clients' time. She has developed a streamlined approach that allows her clients to focus on what really matters and trust her to take care of the rest.
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“I always ask my clients, what are your goals and dreams? Let’s make sure money isn’t your excuse for not going after them.”
EXPERIENCE
- University of Massachusetts Amherst, BA in Communications
- FINRA Investment Company/Variable Contracts Advisor (Series 6)
- FINRA Uniform Securities Agent State Law Exam (Series 63)
- FINRA Uniform Securities Investment Advisor Exam (Series 65)
- Investment Adviser Representative of Commonwealth Financial Network®
JEN'S ESSENTIALS
RECOGNITION
2014-2024 Five Star Wealth manager Award, created by Five Star Professional. Presented in February 2024 based on data gathered within 12 months preceding the issue date. 4421 advisors were considered, 580 were recognized. Advisors pay a fee to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary. More information →
2020 Forbes Top Women Wealth Advisors, created by SHOOK Research. Presented in April 2020 based on data gathered from Sept 2018 to Sept 2019. 9654 advisors were considered, 1000 were recognized. Not indicative of advisor’s future performance. Your experience may vary. More information →
John Patrick Foley, CFP®, ChFC®
Financial Planner
For John, it all started when he opened his first checking account at 8 years old. Today, his instincts for saving are in full force for clients planning for their future – whether that means retirement, college, or even an unanticipated event like divorce. John prides himself on avoiding industry jargon to keep his planning process as transparent and approachable as possible.
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“When I meet with a client, we’re making sure the investments match the goal and plan. But then, we’re talking about how life is going, how retirement is, and how they’re doing.”
EXPERIENCE
- Bentley University in 2005, magna cum laude, BA in Economics and Finance
- CERTIFIED FINANCIAL PLANNER® Professional
- Chartered Financial Consultant® (ChFC®)
- FINRA General Securities Representative Examination Series 7
- FINRA Uniform Combined State Law Examination Series 66
- Investment Adviser Representative of Commonwealth Financial Network®
JOHN'S ESSENTIALS
RECOGNITION
2013, 2016-2024 Five Star Wealth manager Award, created by Five Star Professional. Presented in February 2024 based on data gathered within 12 months preceding the issue date. 4421 advisors were considered, 580 were recognized. Advisors pay a fee to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary. More information →
2021 Five Star Wealth Manager Under 40 Award, created by Five Star Professional. Presented in 2021 based on data gathered within 12 months preceding the issue date. 4069 advisors were considered, 480 were recognized. Advisors pay a fee to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary. More information →
This is not a separate award than the Five Star Wealth Manager Award and serves to recognize recipients of the Five Star Wealth Manager Award who were also under the age of 40 years old during the period of time upon which the award was based.
Kevin Garland, CFP®
financial planner
A founding member of E3, Kevin brings a highly individualized approach to his financial planning and investment management practice. He helps his clients identify and prioritize their goals, then builds a financial recommendation to help them get there. With a young family and many hobbies himself, Kevin knows how life can get in the way of planning, so he offers frequent check-ins to help his clients stay on track.
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“I’ve always met with clients twice a year. One extra check-in goes a long way toward staying on track for those long-term goals, and seeing clients actually achieve those goals is great.”
EXPERIENCE
- Bentley University, Magna Cum Laude, BS in Finance
- CERTIFIED FINANCIAL PLANNER™ professional
- FINRA Uniform Combined State Law Examination (Series 66)
- FINRA General Securities Representative (Series 7)
- Investment Adviser Representative of Commonwealth Financial Network®
KEVIN'S ESSENTIALS
Casey Jordan, CRPC®
Practice Manager
An expert in all things E3 since 2009, Casey manages operations and accounts for Andrea’s practice. In addition to overseeing daily happenings at the office, Casey acclimates, educates, and guides clients throughout the financial planning process with efficiency and a sense of humor. Her goal is to provide clients with an experience as uncluttered as her pristine desk.
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“We recognize how hard our clients have worked and how much they have already done. We strive to raise people up from where they’ve gotten themselves.”
EXPERIENCE
- Certified Retirement Planning Counselor℠ (CRPC)
- FINRA Uniform Combined State Law Examination (Series 66)
- FINRA General Securities Representative (Series 7)
CASEY'S ESSENTIALS
Ashley Woods
financial planner
Since 2015, Ashley has been providing personalized advice as part of the E3 team to help her clients prepare for all of life’s big milestones. With an educational and empathetic approach, she is particularly dedicated to supporting clients at critical junctures in their financial lives, including growing families and single women and parents.
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“It’s important to approach this work with a high degree of integrity. First and foremost our recommendations have to be what’s best for our clients.”
EXPERIENCE
- Middlebury College, Magna Cum Laude, BA in Economics/German, Phi Beta Kappa
- FINRA General Securities Representative Examination Series 7
- INRA Uniform Combined State Law Examination Series 66
- Investment Adviser Representative of Commonwealth Financial Network®
ASHLEY'S ESSENTIALS
