on our team
Welcome to the world of financial planning. Meet your new guide.
Andrea Winterer, CFP®, RICP®, CDFA®
Founding Partner/CEO
Andrea founded E3 in 2009 to bring curated and efficient financial planning to her increasingly busy clients. She helps her clients develop a connection to their finances through focused education and authentic conversations that get to the root of their goals. Though Andrea welcomes a variety of clients, she is passionate about helping women develop their own financial confidence.
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“People have inertia. I help people see possibilities, not miss out on experiences, and have the confidence to live and give the way they want to.”
EXPERIENCE
- University of Vermont, Summa Cum Laude, BA in Finance
- CERTIFIED FINANCIAL PLANNER™ professional
- Retirement Income Certified Professional®
- Certified in Long Term Care Planning
- FINRA Uniform Combined State Law Examination (Series 66)
- FINRA General Securities Representative (Series 7)
- FINRA General Securities Principal (Series 24)
- Investment Adviser Representative of Commonwealth Financial Network®
- Completed the Certified Divorce Analyst Curriculum in 2008, offered by the Institute for Divorce Financial Analysts
ANDREA'S ESSENTIALS
RECOGNITION
Recognized 8 times by Boston Magazine*
Named among Forbes’ Top Women Wealth Advisors†
Named in FORTUNE Magazine’s “Women In Wealth”*
Named in Working Mother "Top Wealth Advisor Moms 2021"**
Jen LaFrance
Partner/Financial Planner
Jen LaFrance brings more than 20 years of experience across financial planning and wealth management to help her accomplished clients make decisions that impart a profound sense of security. As mom to three girls, Jen appreciates the many demands on her clients' time. She has developed a streamlined approach that allows her clients to focus on what really matters and trust her to take care of the rest.
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“I always ask my clients, what are your goals and dreams? Let’s make sure money isn’t your excuse for not going after them.”
EXPERIENCE
- University of Massachusetts Amherst, BA in Communications
- FINRA Investment Company/Variable Contracts Advisor (Series 6)
- FINRA Uniform Securities Agent State Law Exam (Series 63)
- FINRA Uniform Securities Investment Advisor Exam (Series 65)
- Investment Adviser Representative of Commonwealth Financial Network®
JEN'S ESSENTIALS
RECOGNITION
Recognized by Boston Magazine*
Named in FORTUNE Magazine’s “Women In Wealth”*
John Patrick Foley, CFP®, ChFC®
Financial Planner
For John, it all started when he opened his first checking account at 8 years old. Today, his instincts for saving are in full force for clients planning for their future – whether that means retirement, college, or even an unanticipated event like divorce. John prides himself on avoiding industry jargon to keep his planning process as transparent and approachable as possible.
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“When I meet with a client, we’re making sure the investments match the goal and plan. But then, we’re talking about how life is going, how retirement is, and how they’re doing.”
EXPERIENCE
- Bentley University in 2005, magna cum laude, BA in Economics and Finance
- CERTIFIED FINANCIAL PLANNER™ Professional
- Chartered Financial Consultant® (ChFC®)
- FINRA General Securities Representative Examination Series 7
- FINRA Uniform Combined State Law Examination Series 66
- Investment Adviser Representative of Commonwealth Financial Network®
JOHN'S ESSENTIALS
RECOGNITION
Recognized by Boston Magazine 2013, 2016–2021*
Named in FORTUNE Magazine’s “Five Star Wealth Managers Under 40”*
Kevin Garland, CFP®
financial planner
A founding member of E3, Kevin brings a highly individualized approach to his financial planning and investment management practice. He helps his clients identify and prioritize their goals, then builds a financial recommendation to help them get there. With a young family and many hobbies himself, Kevin knows how life can get in the way of planning, so he offers frequent check-ins to help his clients stay on track.
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“I’ve always met with clients twice a year. One extra check-in goes a long way toward staying on track for those long-term goals, and seeing clients actually achieve those goals is great.”
EXPERIENCE
- Bentley University, Magna Cum Laude, BS in Finance
- CERTIFIED FINANCIAL PLANNER™ professional
- FINRA Uniform Combined State Law Examination (Series 66)
- FINRA General Securities Representative (Series 7)
- Investment Adviser Representative of Commonwealth Financial Network®
KEVIN'S ESSENTIALS
Casey Jordan, CRPC®
Practice Manager
An expert in all things E3 since 2009, Casey manages operations and accounts for Andrea’s practice. In addition to overseeing daily happenings at the office, Casey acclimates, educates, and guides clients throughout the financial planning process with efficiency and a sense of humor. Her goal is to provide clients with an experience as uncluttered as her pristine desk.
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“We recognize how hard our clients have worked and how much they have already done. We strive to raise people up from where they’ve gotten themselves.”
EXPERIENCE
- Certified Retirement Planning Counselor℠ (CRPC)
- FINRA Uniform Combined State Law Examination (Series 66)
- FINRA General Securities Representative (Series 7)
CASEY'S ESSENTIALS
Ashley Woods
financial planner
Since 2015, Ashley has been providing personalized advice as part of the E3 team to help her clients prepare for all of life’s big milestones. With an educational and empathetic approach, she is particularly dedicated to supporting clients at critical junctures in their financial lives, including growing families and single women and parents.
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“It’s important to approach this work with a high degree of integrity. First and foremost our recommendations have to be what’s best for our clients.”
EXPERIENCE
- Middlebury College, Magna Cum Laude, BA in Economics/German, Phi Beta Kappa
- FINRA General Securities Representative Examination Series 7
- INRA Uniform Combined State Law Examination Series 66
- Investment Adviser Representative of Commonwealth Financial Network®
ASHLEY'S ESSENTIALS
* Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 4,069 Boston-area wealth managers were considered for the award; 480 (12% of candidates) were named 2021 Five Star Wealth Managers. (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers’ future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.
† The ranking of Forbes’ Top Women Wealth Advisors(1) is based on an algorithm of qualitative and quantitative criteria, including a minimum of seven years of experience, a minimum of $1 million in production, and the weighing of factors including revenue trends, assets under management, compliance records, industry experience, and best practices (gathered through telephone and in-person due–diligence interviews). SHOOK Research also employs an opinion-based weighting system that prioritizes its preferred “best practices,” which include business models, activities, processes, and structure. Overall, 9,654 ?advisors were considered, and 1,000?(10.3?percent of candidates) were recognized. For the full methodology (2) that Forbes developed in partnership with SHOOK Research, please visit www.forbes.com.
This recognition and the due-diligence process conducted are not indicative of the advisor’s future performance. Your experience may vary. As your specific needs and circumstances may vary, you are encouraged to conduct your own due diligence.
Portfolio performance is not a criterion due to varying client objectives and lack of audited data. SHOOK does not receive a fee in exchange for rankings.
** SHOOK Research considered women advisors with a child 21 or younger still living at home. Ranking algorithm is based on qualitative measures derived from telephone and in-person interviews and surveys: service models, investing process, client retention, industry experience, review of compliance records, firm nominations, etc.; and quantitative criteria, such as assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC. Neither SHOOK nor Working Mother receive compensation from the advisors or their firms in exchange for placement on a ranking. For more information, see www.shookresearch.com .